Cross River Bank brings Ripple’s RLUSD stablecoin into its core banking system

The partnership adds XRP Ledger transactions as a payment rail alongside ACH and wires for Cross River's fintech partners Cross River Bank is putting a stablecoin next to the wire transfer. The bank announced a strategic partnership with Ripple on October 15, 2026, to integrate RLUSD, Ripple’s USD-backed stablecoin, into its proprietary Core Operating System. The move also lets Cross River support transactions on the XRP Ledger. RLUSD now joins ACH and wire transfers as an alternate payment rail. Fintech partners can reach it through a single API, the same kind of software connection they would use for traditional transfers. A fintech using Cross River does not need to build a separate crypto setup to use RLUSD.

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