What spending crypto abroad really costs: RedotPay, KAST, UPay and ether.fi

When spending crypto abroad, a card’s foreign exchange fee can look small until it applies to every hotel bill, restaurant payment, and shopping purchase during a trip. Spend the equivalent of $500 a month outside the card’s default currency, and a 1% charge could add $60 in costs over a year. A broader picture further reveals FX is not necessarily the full cost. Some crypto spending cards also charge for purchases or converting the balance used to pay. In this comparison, we look at four crypto cards: RedotPay standard USD, KAST Standard K Card, UPay at Regular status, and ether.fi Cash Core.

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