Stellar (XLM) highlights borrowing and lending against tokenized assets

Stellar (XLM) is positioning its network for institutional borrowing and lending against tokenized assets, saying borrowers can access stablecoins without selling collateral and lenders can supply assets for yield through pools with isolated risk. The company says the activity runs on production protocols and settles in about five seconds, which it presents as part of a broader push to support credit markets on-chain. In material published by Stellar on Wednesday, Oct. 28, 2026, the company said institutional borrowers and lenders can use tokenized assets on Stellar to turn idle holdings into working capital without exiting, with markets open 24/7 and settlement in about five seconds. The page also cites 99.998% uptime since 2014, though that figure is presented by Stellar and is not independently verified in the source material.

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