Ripple’s David Schwartz Promotes XRPL AI Agents and Issues Security Warning

TL;DR David Schwartz believes AI agents could manage payments and other everyday financial transactions through XRP Ledger infrastructure. XRPL AI Hub recorded approximately 13.49 million automated transactions across 168 merchants, although the total settlement amounts were relatively small. Schwartz also warned that the Xaman Foundation’s X account may have been compromised and used to promote an alleged XAMAN airdrop. David Schwartz, Ripple’s CTO Emeritus, suggested that artificial intelligence agents could manage users’ everyday finances through applications connected to XRP Ledger (XRPL). During an interview with Thinking Crypto, Schwartz explained that autonomous tools could execute financial transactions without requiring users to interact directly with exchanges, wallets, or decentralized applications. His proposal envisions a system in which users define their needs and limits, while AI agents handle the corresponding transactions.

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