Most 2026 Senate Winners Will Serve Through Projected 2032 OASI Reserve Depletion

Most senators elected to full terms Tuesday, Nov. 3, will remain in office when the Social Security retirement and survivors fund is projected to deplete reserves in 2032. The Old-Age and Survivors Insurance Trust Fund (OASI), which pays retirement and survivors benefits, is projected to deplete its reserves in the fourth quarter of 2032. At that point, continuing income would cover 78% of scheduled benefits. The projection describes a shortfall in funds available for scheduled payments; it does not mean all benefits would stop. Regular six-year terms run from Jan. 3, 2027, to Jan. 3, 2033. Their terms span the projected depletion date. Florida and Ohio are holding special elections to fill terms that end Jan.

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