Schwartz Sees AI Agents Managing Money as XRPL AI Hub Tracks 14.5 Million Payments

Ripple CTO Emeritus David Schwartz described a possible future in which AI agents manage people's money, a broader role than the XRP Ledger's current automated payments for digital services. In an interview published Sunday, Oct. 18, Schwartz discussed agents handling personal finances. He announced no Ripple product or launch date for that use. Existing tools focus on letting software pay for online resources. At about 3:46 p.m. ET Monday, Oct. 19 (19:46 UTC), the XRPL AI Hub had tracked 14,547,668 transactions and listed 173 registered merchants. Cumulative settlements totaled 7,010.24 XRP and 16,509.25 Ripple USD (RLUSD). The transaction count covers payments captured by the Hub's tracking system; it does not count customers or every AI-agent transaction on the ledger.

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