OpenAI Launches ChatGPT Wallet for Secure AI-Driven Purchases

OpenAI has unveiled ChatGPT Wallet, a new payment feature designed to enable its AI agents, referred to as "dots," to make secure purchases on behalf of users. The wallet is available exclusively to ChatGPT Pro subscribers in the United States and was developed in collaboration with major payment networks American Express, Mastercard, and Visa. This marks a significant step in integrating AI into everyday financial transactions. ChatGPT Wallet allows users to store their card details securely and approve each transaction before it is processed. Instead of sharing actual card information with merchants, the wallet generates a payment token that includes a scoped card number, security code, and expiration date. This ensures that sensitive card details remain protected while maintaining existing credit card rewards and dispute protections.

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