DBS Survey Finds 88% of Large Businesses Using or Piloting Tokenized Money

TL;DR DBS found 88% of surveyed businesses are piloting, using or fully deploying tokenized money, while only 12% remain in exploration or non-use. Stablecoins lead current or planned adoption at 63%, followed by tokenized deposits at 53%, tokenized money market funds at 52% and CBDCs at 51%. Strategic agility, operational complexity and liquidity optimisation rank as leading adoption drivers, while regulatory uncertainty, security concerns and integration challenges continue limiting wider deployment. DBS research shows tokenized money has moved beyond exploration for most large businesses surveyed, though adoption is occurring at different stages. The 2026 global report surveyed 422 CFOs, finance heads and senior treasury executives at organisations generating more than $500 million annually across 11 markets.

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