XRP Ledger proposes quantum-proof accounts without higher fees by 2028

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The XRP Ledger Foundation has outlined a proposal to introduce quantum-resistant account signatures using the ML-DSA-44 standard, allowing XRP holders to replace vulnerable signing keys without paying higher base transaction fees. XRP Ledger proposes ML-DSA-44 signatures to protect accounts against potential future quantum computing attacks on cryptography. Account owners could replace their signing keys and disable vulnerable master keys without changing addresses. The proposal retains existing base transaction fees despite substantially larger public keys and digital signatures. Ripple targets a full quantum-resistant transition by 2028, subject to testing, development and validator approval. The Foundation estimates review, auditing and implementation expenses of $215,000 to $255,000, excluding development hours.
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