XRP Ledger Adds a Second Lending Amendment to Fix Code Before Launch

XRPL’s development branch now lists LendingProtocolV1_2, a new amendment that is not yet supported and sits above LendingProtocolV1_1 and the original LendingProtocol entry. The associated standards work proposes a material change to how loans are created: setup and acceptance would be handled in separate transactions before a loan becomes active. The addition points to another pre-launch revision of the XRP Ledger’s lending implementation rather than an expansion of its headline feature set. The work remains in development, and the branch listing is not evidence of deployment or activation on the ledger. LendingProtocolV1_2 appears in XRPL’s development branch The feature is listed in the XRPLF/rippled development branch’s feature definitions as LendingProtocolV1_2.

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