XRP Eyes $15 as Ripple Wins Final Bank Approval Ahead of Swell

Ripple has secured final U.S. approval for its national trust bank, giving XRP investors another reason to watch the coin as Swell 2026 opens in New York. The milestone strengthens Ripple’s position in regulated finance, while fresh institutional partnerships and ETF demand could help drive the next XRP price rally. The Office of the Comptroller of the Currency (OCC) granted final approval for Ripple National Trust Bank on October 26. The decision completes a process that began with conditional approval in December 2025, opening the door to expanded institutional custody and RLUSD reserve management. XRP now enters Swell week with Ripple’s regulatory standing strengthened and a major industry gathering underway.

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