Stablecoin Statistics 2026: How Stablecoins Compare to Visa and Mastercard

Stablecoins are digital tokens that track the value of a currency, usually the US dollar. In 2026 they move more money on blockchains than Visa and Mastercard move through their card networks, based on raw volume. Artemis and Visa Onchain Analytics project $40 trillion to $46 trillion in stablecoin volume for 2026. Visa and Mastercard together processed about $23 trillion in fiscal 2024. The headline numbers need context. A large share of raw volume comes from bots and exchange transfers. This article reviews the data, separates real payments from noise, and compares the two systems on cost, speed and reach. Stablecoin Volume vs Visa and Mastercard Sources report different totals, depending on the year and the method used. Standard Chartered said stablecoins settled $27.6 trillion in 2024.

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