Ripple Gets Final Federal Approval for a Trust Bank to Manage Its Stablecoin’s Reserves

Ripple announced on Oct. 26 that its trust bank has received its final federal charter, creating a federally supervised entity to manage the reserves behind its RLUSD stablecoin. The Office of the Comptroller of the Currency (OCC) signed off on Ripple National Trust Bank (RNTB) about ten months after granting it conditional approval in December 2025 . Ripple did not give a date for when the bank will start operating. Get Unchained’s crypto news in your inbox with the free Unchained Daily newsletter . What the Trust Bank Will Do Under the plan the OCC approved, RNTB will handle the segregated reserve assets that back RLUSD and act as collateral trustee over them on behalf of people holding the token.

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