Cross River Bank Adds RLUSD Alongside ACH and Wire Transfers Through a Single API

TL;DR: Direct Banking Integration: Cross River Bank incorporated Ripple’s RLUSD stablecoin into its Core Operating System (COS) on October 15, 2026. Unified Interface Access: Fintech companies can alternate between US dollars and RLUSD via API without operating their own node infrastructure. Verified Market Metrics: Ripple reported a market capitalization exceeding $2.5 billion for RLUSD , while CoinGecko recorded $2.417 billion at the time of the announcement. This Thursday, October 15, it was announced that US-based Cross River Bank integrated the RLUSD stablecoin into its financial technology platform, adding the dollar-pegged stablecoin as a complementary settlement rail alongside ACH and wire transfers. RLUSD payments are becoming part of the banking infrastructure fintechs already use.

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